HousePro Realty, Inc.
Kristi Gonzalez, DRE #01877616, HousePro Realty, Inc.Phone: (858) 688-1802
Email: [email protected]

Minimize Risks During the Homebuying Journey

by Kristi Gonzalez, DRE #01877616 08/13/2019

Let's face it – there are many risks that you may face during the homebuying journey. From submitting an offer on a house that ultimately proves to be a poor investment to failing to obtain a mortgage due to a bad credit score, there are various issues that may prevent you from achieving your desired results. Lucky for you, we're here to help you focus on the task at hand and eliminate potential risks as you search for your ideal residence.

Now, let's take a look at three tips to help you avoid risks throughout the homebuying journey.

1. Set Realistic Homebuying Expectations

How you search for a home may determine whether you are successful or unsuccessful. For example, if you evaluate houses that fall outside your price range, you may struggle to find a home that you can actually afford. On the other hand, if you establish realistic homebuying expectations from the get-go, you may be able to streamline your house search.

Think about where you want to live and how much you can afford to pay for a home. Also, you should consider home must-haves and wants. With this information at your disposal, you can avoid the risk of missing out on an opportunity to acquire a residence that matches your expectations.

2. Get a Mortgage

Getting pre-approved for a mortgage is pivotal. Because if you obtain a mortgage today, you can enter the housing market with a budget and narrow your house search accordingly. Perhaps most important, a mortgage enables you to avoid the temptation to pursue homes that be priced beyond your budget.

Consult with banks and credit unions, and you can learn about a broad array of mortgage options. Then, you can select a mortgage and kick off your search for your dream residence.

3. Work with a Real Estate Agent

Problems may arise at any point during the homebuying journey. And if you're unsure about how to address these issues, it may be tough for you to acquire your ideal residence. Fortunately, if you hire a real estate agent, you may be able to identify and address homebuying problems before they escalate.

A real estate agent understands the housing market and is happy to share his or her expertise with you. This housing market professional can teach you about the differences between a buyer's and seller's market, help you prepare a homebuying strategy and much more.

Let's not forget about the assistance that a real estate agent can provide as you get ready to submit an offer on your dream home, either. A real estate agent will help you craft a competitive homebuying proposal. Furthermore, he or she will negotiate with a seller's agent on your behalf and do everything possible to ensure you can acquire your dream residence at a budget-friendly price.

Take control of the homebuying journey – use the aforementioned tips, and you can limit risk as you search for your ideal house.

About the Author
Author

Kristi Gonzalez, DRE #01877616

I am the Broker of HousePro Realty, Inc.  My team serves all of San Diego County and we have had the opportunity in the past 20+ years to help numerous clients buy and sell homes.   

If you are selling a home,  we never charge any more than the negotiated commission.  If you are buying a home we never charge you any fees at all.  

Many brokerages now do, so always ask upfront if the company/agent you are considering using will be charging you any additional fees, such as transaction coordinator, admin or doc fees, etc.  

Our services include helping you sell your home for the best price, in the least amount of time, with process as smooth as possible, making sure you complete all required disclosures to avoid legal issues later.  

If you are  buying, we will help you find the right home, assist you in arranging financing, negotiate a good purchase price on your behalf, and will handle all the details of the transaction to ensure a smooth closing. 

When the time comes for you to purchase or sell a home, let us put  our 20+ years' experience to work for you.  We would appreciate the opportunity to represent you and  we look forward to the opportunity of becoming your trusted real estate resource.  

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Let me know how you were referred to my company and we will provide you with a set of Cutco Knives Value up to $200, at closing, if you list or purchase a home with HousePro Realty, Inc. representing you.

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Refer a client to my team and we will make a donation to Charity, in your name, when the home closes escrow.

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Attention all Military Veterans, Nurses, First Responders, Firefighters, and Law Enforcement officers. My team provides a reduction in commission if you list your home with us and closing cost credits if you purchase a home with my team representing you. Thank you all for your service to our country.

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